Understanding Trump Accounts: A New Approach to Saving for Children
Apr 7, 2026
As families evaluate how best to save for their children’s future, a new option is entering the conversation called Trump accounts. This federally tax-advantaged savings vehicle offers added flexibility and sits alongside more traditional tools such as 529 plans and custodial accounts.
In this discussion, Justin Jacobs, Executive Vice President, and Matthew Rice, Director of Financial Planning, explain how these accounts work, including contribution limits, tax treatment, and investment structure. They also compare them to other savings strategies and outline how employers may be able to incorporate them into benefits programs, creating additional tax advantages for employees.
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